Debit & Credit Card Providers and Standard Fees

Using your UK plastic while you are away is often an expensive way of spending travel money while abroad. Debit and credit card companies typically offer unattractive foreign exchange rates to users overseas, so we really recommend only using these in an emergency.

It is far more preferable to take a Travel Money Currency Card with you, with your normal debit or credit card as an emergency back up option. However, there are one or two providers who offer more reasonable deals while overseas and these are listed below.

For other tips on how to save on your travel money, visit out top tips pages.

Compare & Apply for Debit and Credit Cards

Credit & Debit Card Reviews

We have reviewed and rated a number of these cards in more detail, to help save you money when using your plastic abroad. Click here for more information.

Quick Links

CARD NAME	ISSUER	APR RATE	BALANCE TRANSFER RATE	BALANCE TRANSFER PERIOD	CREDIT LIMIT	EXCHANGE CURRENCY RATING	APPLY
Nationwide Flexaccount Debit Card	Visa	NA	NA	N/A	No credit limit since it’s a debit card		MORE INFORMATION
Santander Zero Credit Card	MasterCard	18.90%	0%	12 months	subject to status		MORE INFORMATION
Post office Classic Card	MasterCard	19.90%	0%	12 Months	subject to status		MORE INFORMATION
Halifax All-in-one Credit Card	MasterCard	15.90%	0%	9 months	£25,000.00	N/A	MORE INFORMATION
Virgin Money Credit Card	MasterCard	16.60%	0%	16 months	The card limit is based on aspects like salary and debt rate of the customer	N/A	MORE INFORMATION
Virgin Atlantic American Express White Card	American Express	17.90%	0%	6 months	£50,000.00	OK	MORE INFORMATION
British Airways American Express Credit Card	American Express	19.90%	N/A	N/A	not stated	OK	MORE INFORMATION
Virgin Atlantic American Express Black Card	American Express	37.10%	0%	6 months	N/A	N/A	MORE INFORMATION
British Airways American Express Premium Plus Card	American Express	46.00%	N/A	N/A	N/A	OK	MORE INFORMATION